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Buy · Sell · 64+ Currencies

Buy & sell crypto instantly
with card or bank

Buy crypto online in minutes — pay with a credit card, debit card, Apple Pay, Google Pay or a SEPA bank transfer and the coins land straight in your wallet. Prefer cash? Sell crypto and withdraw the money directly to your bank account. AceChange runs as an instant crypto exchange across 70+ coins and 20+ blockchain networks, with no-KYC buying limits for smaller orders when you’d rather skip ID verification. Local rails — PIX, UPI, ACH and Faster Payments — are supported too, powered by payment infrastructure trusted by 600+ leading apps.

70+
Coins
20+
Networks
64+
Countries

See our no-KYC limits for buying and selling crypto below — stay anonymous and secure.

View no-KYC limits
Card & Apple / Google PayInstant purchase, delivered in minutes.
SEPA & bank transferLower fees, instant.
Direct to your walletNon-custodial. We never hold your crypto.
ISO 27001 & SOC 2 securePayments handled by a regulated, ISO 27001:2022 and SOC 2 Type II compliant partner. No card data stored.
Payment Methods

Pay your way

Cards for speed, bank rails for the lowest fees, plus country-specific instant networks across 64+ markets.

Cards · Instant

Visa & Mastercard

Debit or credit card. 3D Secure protected. Available in 64+ countries.

Mobile wallet

Apple Pay

One-tap checkout on iPhone and Mac.

Mobile wallet

Google Pay

One-tap checkout on Android and Chrome.

Bank rail · Lowest fees

SEPA & bank transfer

Best rates for larger amounts. SEPA across Europe, plus local rails worldwide.

  • PIXBrazil · instant bank transfer
  • UPIIndia · Unified Payments Interface
  • ACHUnited States · direct bank transfer
  • WireUnited States · large purchases
  • Faster PaymentsUnited Kingdom · GBP same-day
  • iDEALNetherlands · Dutch bank rail
  • PayID · OSKOAustralia · AUD instant
  • POLiAustralia & New Zealand
  • InteracCanada · CAD e-Transfer
  • PSEColombia · local bank network
  • SPEIMexico · interbank transfer
  • EFTSouth Africa · instant EFT
Fiat Currencies

64+ currencies supported

Pay in your home currency. No conversion fees added on top.

  • USDUS Dollar
  • EUREuro
  • GBPBritish Pound
  • CADCanadian Dollar
  • AUDAustralian Dollar
  • JPYJapanese Yen
  • CHFSwiss Franc
  • SEKSwedish Krona
  • NOKNorwegian Krone
  • DKKDanish Krone
  • PLNPolish Złoty
  • CZKCzech Koruna
  • HUFHungarian Forint
  • RONRomanian Leu
  • BGNBulgarian Lev
  • HRKCroatian Kuna
  • ISKIcelandic Króna
  • RSDSerbian Dinar
  • TRYTurkish Lira
  • UAHUkrainian Hryvnia
  • INRIndian Rupee
  • SGDSingapore Dollar
  • HKDHong Kong Dollar
  • KRWKorean Won
  • TWDTaiwan Dollar
  • THBThai Baht
  • MYRMalaysian Ringgit
  • PHPPhilippine Peso
  • IDRIndonesian Rupiah
  • VNDVietnamese Dong
  • KHRCambodian Riel
  • LKRSri Lankan Rupee
  • PKRPakistani Rupee
  • BDTBangladeshi Taka
  • KZTKazakhstani Tenge
  • AEDUAE Dirham
  • SARSaudi Riyal
  • QARQatari Riyal
  • KWDKuwaiti Dinar
  • BHDBahraini Dinar
  • OMROmani Rial
  • JODJordanian Dinar
  • ILSIsraeli Shekel
  • ZARSouth African Rand
  • NGNNigerian Naira
  • KESKenyan Shilling
  • GHSGhanaian Cedi
  • EGPEgyptian Pound
  • MADMoroccan Dirham
  • TNDTunisian Dinar
  • UGXUgandan Shilling
  • TZSTanzanian Shilling
  • BWPBotswana Pula
  • BRLBrazilian Real
  • MXNMexican Peso
  • CLPChilean Peso
  • COPColombian Peso
  • ARSArgentine Peso
  • PENPeruvian Sol
  • UYUUruguayan Peso
  • DOPDominican Peso
  • CRCCosta Rican Colón
  • NZDNew Zealand Dollar
  • FJDFijian Dollar

Coverage varies by country. The widget shows the currencies available in your region.

4 Steps

How to buy or sell

From order to wallet in under five minutes.

Pick coin and amount

Choose the crypto you want, or the one you want to sell.

Verify quickly

One-time verification, as required by regulations. Future orders are instant.

Pay your way

Card, Apple Pay, Google Pay or bank transfer.

Receive funds

Crypto lands in your wallet, or fiat in your bank, within minutes.

Top Coins

Popular buys

70+ coins across 20+ blockchain networks. The most-requested are below.

Bitcoin (BTC) icon Bitcoin Ethereum (ETH) icon Ethereum Tether (USDT) icon Tether USD Coin (USDC) icon USD Coin Solana (SOL) icon Solana Ripple (XRP) icon Ripple BNB icon BNB Dogecoin (DOGE) icon Dogecoin Litecoin (LTC) icon Litecoin Cardano (ADA) icon Cardano Avalanche (AVAX) icon Avalanche Polygon (POL) icon Polygon
Fees & Limits

Clear pricing

No hidden spreads. The fee is shown before you confirm.

Bank Transfer
from 0.2%
Lowest fee, instant
Card Payment
1–3.5%
Instant, includes 3D Secure
Minimum
$5
Per transaction
Maximum
$75,000
Per transaction

No spreads. The exchange rate shown is the rate you get.

No-KYC Limits

Buy crypto without ID

See exactly which payment methods allow you to buy or sell cryptocurrencies without identity verification.

💳 Buy crypto — no ID

Bank Transfer

✓ No ID needed

SEPA across Europe & Faster Payments (UK)

Per transaction
$500
Daily
$1,000
Monthly
$3,000
Yearly
$10,000

Debit Card

✓ No ID needed

EUR, GBP, AUD and USD regions

Per transaction
$500
Daily
$1,000
Monthly
$3,000
Yearly
$10,000

Card (Global)

✓ No ID needed

Credit & debit cards, most other currencies

Per transaction
$50–100
Daily
$150–300
Monthly
$500–1,000
Yearly
$500–3,000

Per-transaction limit: $100 for EUR / GBP, $50 for other currencies.

Google Pay

✓ No ID needed

Android & Chrome wallet

Per transaction
$50
Daily
$150–300
Monthly
$500–1,000
Yearly
$500–3,000

💰 Sell crypto — no ID

Bank Transfer

✓ No ID needed

SEPA & Faster Payments — all countries except the USA

Per transaction
$150
Daily
$600
Monthly
$1,500
Yearly
$3,000

Card Withdrawal

✓ No ID needed

Visa Direct — debit cards only

Available without ID at Level 1. Credit, prepaid and other non-debit cards are not supported.

Card payments are not available in New York or Hawaii. Level 1 limits are informative and may vary slightly by region — the exact limit always appears before you confirm an order.

FAQ

Quick answers

Straight answers to the questions people ask us most.

How do I buy crypto with a card?

Pick the crypto, enter the amount, then pay with Visa, Mastercard, Apple Pay or Google Pay. Crypto is delivered straight to your wallet, usually within minutes.

Which fiat currencies are supported?

More than 64 fiat currencies, including USD, EUR, GBP, CAD, AUD, JPY, CHF, INR, BRL, MXN, TRY and ZAR. Pay in your home currency.

Can I sell crypto for fiat?

Yes. Sell crypto and receive funds directly to your card or bank account in supported regions.

What are the limits?

Minimum $5 and maximum $75,000 per transaction, depending on your payment method and region. Higher tiers are available after verification.

How fast is it?

Card and bank-transfer purchases are typically instant. Once payment clears, crypto arrives in your wallet within minutes.

Is my payment information secure?

Yes. Payments are handled by a regulated partner that is ISO 27001:2022 certified and SOC 2 Type II compliant. AceChange never stores your card data.

How do I buy crypto without ID or KYC?

At Level 1 you can buy crypto with no ID document and no selfie — you just confirm a few basic details, which takes about 30 seconds. No-KYC buying works with a bank transfer, debit card, card or Google Pay, up to the per-transaction, daily, monthly and yearly limits shown in the No-KYC Limits section above. Larger orders need standard verification.

Can I sell crypto and withdraw straight to my bank account?

Yes. You can sell crypto and have the funds sent directly to your bank account by SEPA or Faster Payments, or to a debit card with Visa Direct. Selling is available with no ID at Level 1 within the published limits; bigger withdrawals require verification.

Can I buy Bitcoin instantly with a credit card or Apple Pay?

Yes. Credit and debit card payments, Apple Pay and Google Pay are processed instantly, so your Bitcoin — or any of the other 70+ supported coins — usually arrives in your wallet within minutes of the payment clearing.

Is there an instant crypto exchange with no registration?

Crypto-to-crypto swaps need no account and no lengthy sign-up — the instant exchange runs per order. Fiat purchases require a quick one-time verification for compliance, but you never have to create a traditional exchange account.

Why do crypto accounts get frozen, and how can I avoid it?

Funds are usually frozen when a custodial exchange holds your crypto and flags an account during a review. Swaps on AceChange are non-custodial — coins go straight to your own wallet, so there is no balance sitting on an exchange to freeze. For fiat buys and sells, staying within the published limits and using accurate details keeps orders moving smoothly.

Informational content. Not financial advice. Crypto trading involves risk.

Verified & Reviewed

Independently listed

AceChange is reviewed and listed by independent privacy directories and review platforms.

Trustpilot Independent customer reviews KYCnot.me Privacy-focused exchange directory Monerica Monero ecosystem directory
Ready?

Buy your first crypto

From card to wallet in minutes.

Start now

Marcus Richardson — Privacy Research & Content Lead

Marcus Richardson is a privacy and personal-security expert and a world-class authority on operational security (OPSEC). He has worked as a consultant for IBM, Palantir Technologies and European government agencies. Today he dedicates himself to AceChange — teaching people to protect themselves, their data and their assets in a natural, intuitive way, and building an exchange whose architecture itself guides users toward stronger security. His mission is to make AceChange the most trustworthy and secure authority in the world of cryptocurrency. Marcus is half Australian and half English, and is over 65 years old.

www.linkedin.com

Last updated June 3, 2026