About AceChange

Self-custody and security education, since 2019

AceChange.io is a non-custodial, no-KYC crypto swap platform built around one idea: the safe choice should also be the easy one. We let you swap crypto wallet-to-wallet — and buy and sell crypto with card or bank through licensed partners — while we never touch your funds, all paired with a structured library of security, privacy and self-custody education. Our goal is straightforward: help people hold their own keys, share as little data as possible, and protect both their money and themselves.

2019

Operating Since

4,000+

Trading Pairs

20+

Blockchain Networks

0.5%

Starting Fee

24/7

Human Support

Our Story

From a P2P community to a security-focused platform

AceChange began in 2019 with a simple conviction: people should understand the technology behind cryptocurrency before they use it, and they should always be able to hold their own keys. What started as a peer-to-peer exchange community has, over six years, evolved into a specialized non-custodial swap aggregator paired with one of the largest privacy and security education libraries in the crypto space. Browse our privacy guides and our fees and limits page for the full picture.

2019

AceChange is founded

Launched as a peer-to-peer cryptocurrency platform focused on direct user-to-user trading, with an early commitment to data minimization and self-custody.

2020–2023

Growing with the security and privacy movement

As global platforms tightened identity requirements and major exchange breaches exposed millions of users’ personal data, demand for genuine self-custody tools and no-KYC swaps grew sharply. We scaled our infrastructure and began publishing in-depth guides on non-custodial wallets, personal cybersecurity, and cryptographic privacy technologies.

2024

Fully non-custodial aggregator architecture

Completed the move to a fully non-custodial aggregator model — routing swaps across 4,000+ trading pairs on 20+ blockchain networks through established licensed liquidity partners, without ever taking possession of customer funds.

2026

A security education platform with a swap engine

Today AceChange offers non-custodial crypto-to-crypto swap routing, a regulated fiat gateway across 64+ countries through our licensed payment partner, free AML and KYC verification tools for anyone, and an expanding library of security and privacy education written by our research team. Education isn’t a side product — it’s the core of what we do.

What We Stand For

Our four guiding principles

Everything we build — from the swap interface to the security education library — is shaped by four commitments. They’re not marketing slogans; they’re the reasons we exist.

Non-custodial by default

We never hold your funds. Coins move from your wallet, through our licensed liquidity partner, to your destination wallet — directly, without a hot wallet or customer balance that could be compromised, frozen, or lost.

Data minimization

We follow GDPR’s data minimization principle (Article 5(1)(c)) and collect only data strictly necessary for each service. Less data kept means less data at risk of breach, leak, or theft — protecting users from the breach-driven physical attacks that have surged in recent years.

Radical transparency

Our fees, our liquidity partners, our compliance framework, our privacy policy, our technical architecture — all public. No hidden spreads, no “subject to change” clauses, no surprise cost adjustments after an order is created.

Education as a public good

Self-custody, cryptographic privacy, and personal cybersecurity shouldn’t be a privilege reserved for the technical. Our tools, guides, and free AML/KYC verification utilities are available to everyone — because informed users are safer users.

What We Do

Four pillars, one mission

AceChange is more than a swap interface. We offer a complete toolkit for people who want to use cryptocurrency responsibly — with self-custody, with data minimization, and with full understanding of the technology they’re using.

🔁 Non-Custodial Swap Routing

Account-free, no-KYC swap crypto aggregation across 4,000+ trading pairs and 70+ cryptocurrencies on 20+ blockchain networks — including privacy coins, so you can buy Monero or sell Monero by routing through Bitcoin or USDT. Floating rate from 0.5% or fixed rate at 1%, routed through licensed non-custodial partner infrastructure.

💳 Regulated Fiat Gateway

Buy and sell crypto with Visa, Mastercard, Apple Pay, Google Pay, SEPA, and bank transfer. Available in 64+ countries via our licensed payment partner, which discharges all AML and KYC obligations for fiat flows.

🔍 Free AML & KYC Tools

Professional-grade verification tools, free for everyone. Run AML screening against OFAC, UN, and EU sanctions lists, check crypto addresses for known risk indicators, and request identity verification from counterparties — no account required.

📚 Security & Privacy Education

Long-form guides on cryptographic privacy, hardware wallet setup, self-custody best practices, personal threat modeling, the difference between custodial and non-custodial architectures, and how to protect yourself from breach-driven attacks.

📱 Native-App Experience

AceChange for Telegram — our Mini App

The same swap engine you use on AceChange.io, opened directly inside Telegram. The Mini App can be added to your phone’s home screen on iOS or Android — it opens fullscreen and behaves exactly like a native mobile app. We chose Telegram Mini App architecture over native App Store / Google Play distribution for three practical reasons: cross-platform parity (one codebase, identical experience on iOS, Android, desktop, and web), faster update cycles (no two-week App Store review delays), and lower friction for the hundreds of millions of users already on Telegram.

🤖 Classic Telegram bot

Chat-first interface with buttons. Fast, familiar, works on any device Telegram runs on. Open @nokyc_crypto_swap_bot to start.

🚀 Mini App (full UI)

A complete visual swap interface that launches inside Telegram. Native-app feel, cross-platform consistency. Launch the Mini App →

What’s inside the Mini App

Searchable coin picker

Type “monero” or “usdt” or “tron” — results filter as you type. Every coin shows its real logo and network badge (TRC20, ERC20, BSC, Lightning, etc.).

Live rate preview

As you type your amount, the rate and min/max refresh in real time. You see exactly what you’ll receive before tapping confirm — no surprises.

Native QR deposit

Every created order opens a deposit screen with a scannable QR plus one-tap copy for the address. Send from another device in seconds.

30-minute rate lock

Fixed-rate orders show a live countdown. If the timer expires before your deposit confirms, the emergency flow kicks in — nothing is lost.

Three-tab layout

Swap, Track Order, and How To — all one tap apart. No navigation, no getting lost.

Cross-platform

Works on iOS, Android, Desktop and Telegram Web — same app, same experience, everywhere Telegram runs.

📲 Add it to your phone’s home screen

Pin the Mini App to your home screen and it opens just like any other app — same icon, same fullscreen launch, same native feel.

📱 On iPhone / iPad

  1. Open @nokyc_crypto_swap_bot in Telegram
  2. Tap Launch Mini App
  3. Tap the ⋯ menu (top-right corner inside the app)
  4. Tap Add to Home Screen

🤖 On Android

  1. Open @nokyc_crypto_swap_bot in Telegram
  2. Tap Launch Mini App
  3. Tap the ⋯ menu (top-right)
  4. Tap Install as App or Add to Home Screen
✈️ Open AceChange Mini App

Cross-platform · Native-app feel · Opens in 2 seconds

Security & Compliance

How we keep you — and your crypto — safe

Security isn’t a feature we added; it’s the design foundation. Here’s how we built it.

No hot wallet, no vault to drain

Because we don’t hold funds, there’s nothing for an attacker — internal or external — to drain. No FTX-style collapse is structurally possible. Your coins are either in your wallet, in transit on the blockchain, or at your destination — never “on AceChange.”

GDPR-grade data handling

The limited data we do process (support emails, optional order-notification addresses, transaction metadata for routing) is handled under GDPR principles: lawful basis, purpose limitation, storage limitation. Full details in our Privacy Policy and AML/KYC Disclosure.

Licensed partner infrastructure

Our crypto-to-crypto swap routing is powered by established non-custodial exchange backends that have been operating since 2018. For the fiat gateway, we route through licensed, regulated payment partners who enforce EU AMLD5/6 compliance, sanctions screening, Travel Rule, and PSD2 authentication — so you get regulated rails when fiat is involved and pure self-custody when it isn’t.

Unique one-time deposit addresses

Every swap generates a fresh deposit address valid for a single order. No address reuse, no cross-order linkability, no risk of later transactions being accidentally credited to an expired order.

Why We Exist

Your safety is the product. Everything else is just the interface.

Most exchanges treat security as a checkbox — something bolted on after the trading engine is built. We started from the opposite end. Before we wrote a single line of the swap interface, we asked one question: how do we design a service where the safe choice is also the easy choice, and where a user stays protected even if they never read a single guide? That question still drives every decision we make.

The answer is an architecture where safety isn’t something you opt into — it’s the default you’d have to go out of your way to avoid. You don’t hand us your coins, so we can’t lose them. You don’t open an account, so there is no database of your identity for anyone to breach. You don’t upload an ID to swap, so there is nothing to leak. We didn’t make those choices because they sound good in a mission statement; we made them because the alternative is exactly the failure mode that has wiped out users on platform after platform.

Our goal is simple, and we mean it literally: protect people’s money, and protect the people themselves. In a market where holders are increasingly targeted not through their wallets but through their leaked personal data, privacy stops being a preference and becomes a safety measure. Keeping your data out of a database is, in 2026, a way of keeping you physically safer. That is the lens we build through.

Safe by architecture, not by promise

Non-custodial routing means your funds are only ever in your wallet or moving on-chain. There is no pooled balance to drain, freeze, or mismanage — the single most common way people lose money on an exchange simply isn’t possible here.

Privacy as a safety layer

No account, no email, no ID for swaps. The data we never collect is data that can never be breached, subpoenaed, sold, or used to find you. We treat GDPR’s data-minimization principle as a security control, not a legal footnote.

The interface protects you too

Before you send a cent, you see the exact amount you will receive, the destination address, and the network — so an irreversible wrong-network send doesn’t happen by accident. Thoughtful design is a security feature.

We’d rather teach than upsell

Our library exists because an informed user is a safer user. We write in depth about self-custody, Monero, threat modeling and wallet hygiene — not to sell anything, but because the person who understands the tool is the person who keeps their money.

If you take one thing from this page, take this: we built AceChange so that using it correctly is the path of least resistance. Hold your own keys, share as little as possible, verify before you send. We’ve tried to make all three the natural way to use the service — because your security shouldn’t depend on you being an expert. That part is our job.

Meet the Team

Who writes our security and privacy education

Every long-form guide on AceChange — from our Monero protocol explainers to our personal cybersecurity primers — is researched and written under named, accountable editorial leadership. For YMYL topics like cryptocurrency, financial privacy, and personal data protection, authorship matters.

Marcus Richardson

Founder & Privacy Research Lead

Marcus Richardson is the Founder and leads privacy research and editorial at AceChange.io. He is a privacy and personal-security expert and an authority on operational security (OPSEC), with a career spanning enterprise security, data protection, and compliance work — including consulting engagements for IBM, Palantir Technologies, and European government agencies. He specializes in helping individuals understand cryptographic privacy technologies, self-custody best practices, and how to protect personal data in an era of widespread breaches and identity-driven crime. His research focus — how cryptographic protocols and data-minimization principles protect end users — is the same principle that shapes AceChange’s architecture and editorial perspective today: practical, research-driven, and grounded in real-world threat modeling.

🏢 IBM · Palantir · EU gov advisory 🛡️ Privacy & security research 🔐 Self-custody specialist 📊 GDPR data minimization 🧠 OPSEC authority

LinkedIn profile →

Areas of expertise

Monero protocol & privacy tech
Cryptographic privacy primitives
GDPR data minimization principles
Personal threat modeling for individuals
Cryptocurrency self-custody
Hardware wallet security
Operational security (OPSEC)
Blockchain analysis (defensive)
Enterprise security & compliance
Ring signatures & stealth addresses
Data breach prevention
Privacy-preserving cryptocurrencies
Trusted Infrastructure

Who we work with

AceChange is the interface, the support team, and the editorial research. For the deep-liquidity plumbing and the regulated payment rails, we partner with licensed companies whose reputations in the space speak for themselves.

🔁 Non-Custodial Swap Backend

Our crypto-to-crypto swap routing uses established non-custodial exchange infrastructure that has been operating continuously since 2018. Every swap order confirms agreement with the backend provider’s rules, which we display transparently at the order-creation step.

💳 Licensed Payment Partners

Our fiat gateway (card and bank transfer) uses fully licensed payment processors. Transak — our primary fiat partner — holds FCA registration (FRN 928910), FinCEN MSB registration, AUSTRAC registration, and Polish RDWW-498 authorization. They enforce EU AMLD5/6, PSD2, and Travel Rule compliance for all fiat flows routed through them.

🛡️ Independent AML Tooling

Our free AML check draws on OFAC, UN, and EU sanctions databases; PEP lists; adverse-media feeds; and crypto-address screening — the same sources professional compliance teams use, made accessible to individual users at no cost.

Contact

Get in touch

Our support team is active 24/7 with an average response time under 15 minutes. Real humans, no bots, no “please wait for a callback in 48 hours.”

Live Chat

Open on website

Support Email

[email protected]

General Inquiries

[email protected]

Telegram Swap Bot

@nokyc_crypto_swap_bot

X (Twitter)

@Ace__Change

YouTube

@acechange4716

Common Questions

About AceChange — FAQ

Who is behind AceChange.io?

AceChange.io is an independent, privately-operated non-custodial, no-KYC crypto swap platform launched in 2019. Our research and editorial work is led by our Founder and Privacy Research Lead, Marcus Richardson, a privacy and security researcher and OPSEC specialist whose career includes consulting engagements for IBM, Palantir Technologies, and European government agencies. Customer support is delivered by a dedicated 24/7 team reachable via email, live chat, and Telegram.

Is AceChange.io safe? How do you keep my crypto secure?

AceChange operates a fully non-custodial aggregator model. Your funds never sit on our platform; they move directly from your wallet through our licensed liquidity partners to your destination wallet. There is no hot wallet, no account balance, no customer funds for us to lose, hold, or freeze. Every swap uses unique one-time deposit addresses, and our routing layer is powered by established non-custodial exchange backends operating in the space for years.

What is your KYC approach for crypto-to-crypto swaps?

We follow the GDPR principle of data minimization (Article 5(1)(c)) — we collect only the personal data strictly necessary for each service. For pure crypto-to-crypto swap routing, the only technical information required is wallet addresses, so swaps are no-KYC. For our regulated fiat gateway (buy and sell crypto with card or bank), the licensed payment partner applies tiered KYC verification in line with EU AMLD5/6 rules — they are the regulated entity and discharge all AML obligations for that flow. Our full compliance framework is documented in our AML/KYC Disclosure.

Can I buy, sell, or swap Monero (XMR) on AceChange?

Yes. You can swap Monero (XMR) against 70+ cryptocurrencies on our no-KYC crypto-to-crypto swap, wallet-to-wallet, with no account. To buy Monero with a card, buy Bitcoin or USDT through our regulated fiat gateway and then swap it to XMR; to sell Monero for cash, swap XMR to Bitcoin or USDT and cash out the same way. Step-by-step instructions are in our how to buy Monero and how to sell Monero guides.

How long has AceChange been operating?

AceChange.io has been operating continuously since 2019. Over six years we evolved from a peer-to-peer exchange community into a specialized non-custodial swap aggregator focused on three pillars: private crypto-to-crypto routing, a regulated fiat gateway through licensed payment partners, and an extensive library of security and privacy education content.

Where are you based? What regulations apply?

AceChange is operated by | | Company S.R.L., a company registered in Costa Rica (Avenida 2, entre calles 38 y 40, Oficentro ASG, Office 19, San José), and operates as a non-custodial routing service that does not take possession of client funds — a business model that, under most jurisdictions’ frameworks, sits outside the scope of custodial-exchange licensing. We apply GDPR standards to all personal data we do handle (primarily support correspondence and optional order-notification emails). Our fiat-gateway partner is fully licensed (Transak: FCA-registered FRN 928910, FinCEN MSB, AUSTRAC, Polish RDWW-498) and discharges all EU AMLD5/6 obligations on card and bank purchases routed through them.

How do I contact support?

Support is available 24/7 via live chat on our website, email at [email protected] (average response time under 15 minutes), and through our Telegram channel. For general inquiries (press, partnerships, product feedback) please write to [email protected].

Do you have a Telegram bot or mobile app?

Yes. We offer both a classic Telegram bot and a full visual Mini App that runs inside Telegram. The bot is @nokyc_crypto_swap_bot — open it, tap Launch Mini App, and you get a complete swap interface with a searchable coin picker, live rate preview, QR deposit screen and 30-minute rate-lock timer. The Mini App can be added to your phone’s home screen on iOS or Android so it opens and feels exactly like a native app. We chose Telegram Mini App architecture over native App Store / Google Play distribution for cross-platform parity (one codebase, identical experience everywhere), faster update cycles, and lower friction for the hundreds of millions of users already on Telegram. See the Mini App section above for full details.

Ready to swap with full self-custody?

Non-custodial routing, account-free swap interface, transparent partner-discharged compliance. Start your first swap in under a minute.

Start Swapping on AceChange.io

Non-custodial · Operating since 2019 · From 0.5% fees · 4,000+ pairs

🕒 Page last updated: June 8, 2026 · Published: 2019 · Review cadence: Quarterly

Marcus Richardson — Founder & Privacy Research Lead · www.linkedin.com · Last updated June 8, 2026