No KYC • Low Fees • Instant Crypto Swap

Swap USDT to Monero (XMR)

Convert USDT → XMR with a clear crypto-to-crypto flow: you send USDT on the network you choose, and receive Monero (XMR) straight to your Monero wallet address. For a smooth swap, focus on two things: (1) selecting the correct USDT network and (2) pasting a valid XMR address. Your swap screen shows the final quote before you confirm.

Exchange USDT → XMR No KYC · low fees · choose your USDT network · final quote shown upfront

XMR/USDT market reference chart

Chart is a market reference. Your order shows the exact quote, included fees, and the final XMR amount before confirmation.

Quick facts (what users care about most)

USDT networksERC20 / TRC20 / BEP20 — pick the one your sending wallet supports
Fee coinsERC20 needs ETH gas · TRC20 uses TRX/resources · BEP20 needs BNB gas
Monero blocks~2 minutes on average (order timing depends on confirmations)
XMR address typesStandard/Subaddress (~95 chars) · Integrated (~106 chars)

Best workflow: Open your wallet/exchange Withdraw USDT screen first, check which networks it offers (ERC20/TRC20/BEP20), then select the same network in the swap.

USDT networks explained (ERC20 vs TRC20 vs BEP20)

USDT exists on multiple blockchains. The token name is the same, but network selection determines fees, address format, and delivery. Choose the network based on where your USDT currently is:

  • USDT (ERC20 / Ethereum): sending address looks like 0x…. Network fee is paid in ETH (gas).
  • USDT (TRC20 / Tron): sending address typically looks like T…. Network cost relates to TRX and Tron resources.
  • USDT (BEP20 / BNB Smart Chain): sending address looks like 0x…. Network fee is paid in BNB (gas).

Pro detail: ERC20 and BEP20 addresses both start with 0x. What matters is the network label you choose (Ethereum vs BNB Smart Chain).

Address formats (copy/paste confidence)

Your Monero (XMR) receiving address
  • Standard address: ~95 characters, typically starts with 4
  • Subaddress: ~95 characters, typically starts with 8
  • Integrated address: ~106 characters (includes an encrypted payment identifier)
Tip: Copy the XMR address from your wallet’s “Receive” screen and paste it exactly.
Your USDT sending network
  • ERC20: keep a little ETH for gas
  • TRC20: keep a little TRX / resources available
  • BEP20: keep a little BNB for gas
Important: Send USDT on the same network you selected in the order. Your order deposit address and network must match.

Exchange in 3 steps (USDT → XMR)

  • 1) Select USDT → XMR and choose your USDT network
    Pick USDT as “You send”, XMR as “You get”, then choose the USDT network (ERC20/TRC20/BEP20) that matches your sending wallet.
  • 2) Paste your XMR receiving address
    Paste your Monero address (standard address or subaddress works for most users). Confirm it’s from the correct wallet you want to receive into.
  • 3) Send USDT exactly as shown in your order
    Create the order, copy the USDT deposit address, and send the exact USDT amount on the selected network. After confirmations, XMR is sent to your Monero address automatically.

Tracking: Your order status typically goes deposit → confirmations → payout. If you’re sending from an exchange, its withdrawal processing time can also affect the total time.

Fees & timing (clear, practical)

What you’ll typically pay and see upfront:

  • USDT send-side network fee: depends on ERC20/TRC20/BEP20 (paid in ETH/TRX/BNB on that chain).
  • Service fee: included in the quote you see before you confirm.
  • XMR payout: sent to your Monero address once your deposit is confirmed.

User tip: If you withdraw USDT from an exchange, its chosen network withdrawal fee is often the biggest “real-world” cost. TRC20/BEP20 are commonly picked for lower transfer cost, while ERC20 is widely supported.

FAQ — USDT to XMR

What does the USDT → XMR conversion rate mean?

It’s how much XMR you receive for your USDT at the moment you confirm. Your swap shows the final quote and the final XMR amount before you proceed.

How do I use the USDT → XMR converter?

Select USDT as “send”, choose the correct USDT network (ERC20/TRC20/BEP20), select XMR as “receive”, paste your Monero address, then send USDT to the deposit address shown in the order.

Which USDT network should I choose?

Choose the network where your USDT is currently stored and what your sending wallet supports (ERC20, TRC20, or BEP20). The same network must be used when you send the deposit.

Do I need ETH / TRX / BNB for fees?

Yes—network fees are paid in the native coin of the chain: ERC20 uses ETH gas, TRC20 uses TRX/resources, and BEP20 uses BNB gas. Keep a small amount available to complete the USDT transfer.

What Monero (XMR) address should I use?

Use the address shown in your Monero wallet “Receive” screen. Standard addresses and subaddresses (both ~95 chars) work for most users. Integrated addresses are longer (~106 chars) and include an encrypted payment identifier.

How long does a USDT → XMR swap take?

Total time depends on the sending network, confirmations shown in the order, and your wallet/exchange withdrawal processing time. Monero’s block target is ~2 minutes on average, so confirmations progress steadily once payout is sent.

What fees are included in the quote?

Your quote reflects the service fee and typically accounts for network costs in the final output amount shown before confirmation. You still pay the send-side network fee from your wallet (ETH/TRX/BNB depending on the chosen network).

What is the minimum amount for USDT → XMR?

Minimums vary with liquidity and network conditions. If a minimum applies, it is shown directly in the swap screen before you create the order.

Can I send USDT from an exchange?

Yes. Choose the same USDT network your exchange withdrawal uses, then paste the provided deposit address. Make sure the exchange is set to the same network (ERC20/TRC20/BEP20) as the order.

Can I swap XMR back to USDT?

Yes—use the reverse pair (XMR → USDT) and choose the USDT network that matches your receiving wallet or exchange deposit network.